Finance Center

Learn more about our Route 18 Finance Department

Are you looking to finance a Chrysler, Dodge, Jeep, or Ram? Financing a vehicle is a great option to buy a vehicle. By choosing to finance a vehicle you are agreeing to make a monthly payment for a set amount of months.

At our Route 18 Chrysler Jeep Dodge Ram dealership we work with different banks and lenders to work towards getting you the most competitive Finance Rates and Loan Terms when buying your Chrysler, Dodge, Jeep, or Ram.

Sometimes our Route 18 Chrysler Jeep Dodge Ram dealership will even have special terms such as low percentage rates making your purchase almost as interest-free as paying cash.

Typically, financing takes more per month out of your budget then leasing does. This is because unlike a lease you'll still have your car at the end of your finance terms which is is the big reward! Many lenders often offer longer loan periods to help bring down the buyers monthly payment.

 

Vehicle Finance Facts & Tips

If you are someone who likes a new car every few years, leasing may be the best option for you. Leasing is best described as similar to renting. When you agree to lease a vehicle there is a specified lease term for the amount of time you will have the car. During a lease the buyer will also have to negotiate range of miles per year, if the lessee does go over this allotted amount there may be feels & penalties.

When leasing a Chrysler, Dodge, Jeep, or Ram vehicle you will still apply for leasing through one of our many banks, credit unions, finance companies or even the vehicle brand financing itself.

A benefit of leasing, monthly lease payments are typically lower then finance payments. Also, many lessees chose to lease because you won't have to worry about selling or trading your car when the lease term is over, you can just return it to our Route 18 dealership.

The potential downfall of leasing? Some shoppers may choose not to lease due to the fact that once you return your leased vehicle you have no equity left, you will have to start all over again and make the decision to lease or buy another vehicle.

 

Are you worried about your credit?

Many shoppers visit our dealership in various credit situations. Whether they have no credit, very little credit or bad credit our Route 18 Finance Department works hard to try and get everyone approved.

The same for leasing and financing, we work with many different banks and private lenders to negotiate specific terms for individuals with less than perfect credit to get them an approval for a Jeep Chrysler Dodge finance loan or lease agreement.

 

Have questions? Complete this form and a dealer representative will contact you.

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Contact

Route 18 Chrysler Jeep Dodge Ram

400 Route 18 North
Directions East Brunswick, NJ 08816

  • Sales: (732)-416-4285
  • Service: 732-416-4211
  • Parts: 732-416-4206

Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-6:00pm
  • Saturday 9:00am-6:00pm
  • Sunday Closed